Dulloo also reviews implementation of other financial inclusion, social security schemes
Jammu: Chief Secretary, Atal Dulloo, Monday reviewed the implementation and progress of various public welfare and financial inclusion schemes across Jammu and Kashmir, including the newly rolled-out Pradhan Mantri Shram Yogi Maandhan (PM-SYM) and Pradhan Mantri Kisan Maandhan Yojana, aimed at providing assured social security to unorganised workers and marginal farmers.
The review meeting, coordinated by the Finance Department, was attended by the Divisional Commissioner, Jammu/Kashmir; Secretary Labour & Employment; Secretary, Education; Director, Land Records; General Manager, CSC-SPV; and Deputy Commissioners of all districts through video conferencing.
While reviewing the modalities for registration under PM-SYM Chief Secretary has directed the establishment of Tehsil- and Block-level committees to enhance awareness and maximize enrollment for the PM-SYM scheme. Emphasizing the importance of training field-level officers, he highlighted the need for a comprehensive Information, Education and Communication (IEC) campaign to reach eligible beneficiaries across all districts. With over 34 lakh workers registered on the e-Shram portal, the Chief Secretary aims to enroll at least 10 lakh workers under PM-SYM to ensure their financial security in old age. Additionally, he urged the use of the PM-Kisan database to enroll eligible farmers in the PM Kisan Maandhan Yojana, noting that many farmers in Jammu and Kashmir qualify under the scheme’s criteria. The Chief Secretary reviewed the performance of various financial inclusion schemes, including PMJJBY, APY, PMJDY, and PMSBY, and called for efforts to achieve saturation in these programs, which are vital for the socio-economic security of the population. Principal Secretary, Finance, Santosh D. Vaidya, reported significant increases in enrollments for these schemes due to targeted campaigns in collaboration with banks and district administrations. He noted specific growth figures for PMJJBY, APY, PMJDY, and PMSBY during the current financial year. The Principal Secretary also stressed the need for grassroots mobilization and awareness for PM-SYM, recommending orientation camps for Common Service Centre (CSC) volunteers to facilitate enrollments. Eligible workers for PM-SYM include those aged 18 to 40 in unorganized sectors, while marginal farmers in the same age group with less than two hectares of land qualify for PM-KMY. Beneficiaries are required to contribute between ₹55 to ₹200 monthly, matched by the government, ensuring a pension of ₹3,000 upon reaching 60 years of age. The Principal Secretary instructed Deputy Commissioners to set weekly enrollment targets for CSCs based on local eligibility. The meeting also discussed the replication of the e-Nigrani portal from Srinagar district to improve the utilization of the Constituency Development Fund (CDF) for legislators, facilitating a digital workflow for project management. Furthermore, the discussion included the need to rationalize circle rates across districts to enhance revenue generation and reduce leakages in Jammu and Kashmir’s existing system.






