Kishtwar : A District Level Committee (DLC)/District Level Review Committee (DLRC) meeting was convened on Wednesday by the District Development Commissioner (DC) Rajesh Kumar Shavan to review the performance of the banks and line departments for the quarter ending December 2024.
The meeting focused on assessing the progress of financial inclusion initiatives and other developmental programs in the district.
The review covered key areas such as credit flow under government schemes, banking sector achievements and targets, as well as the progress of financial literacy programs across the district.
The DC expressed concerns over the poor performance of the private sector banks, including IndusInd Bank, Punjab National Bank, ICICI Bank, particularly in the Non-Priority Sector.
Additionally, he voiced dissatisfaction with the performance of certain banks in key areas such as agriculture, exports, Kisan Credit Cards (KCC), and the Pradhan Mantri Jan Dhan Yojana (PMJDY). The DC instructed both public and private banks to intensify efforts to meet the set targets within the specified timelines.
The Deputy Commissioner also directed banks to prioritize credit linkage schemes supporting agriculture, horticulture and allied sectors, small businesses, and women entrepreneurs. He further urged officials to identify and address any obstacles that could hinder the smooth execution of projects and ensure the timely and effective implementation of development schemes in Kishtwar.
The DC placed special emphasis on promoting Key targets including Renewable Energy, Social Infrastructure, and the Pradhan Mantri Surya Ghar Muft Bijli Yojana.
He also directed that targeted outreach programs be conducted to engage farmers and unemployed youth, with the aim of improving the socio-economic conditions of the district and bridging the gap between the public and financial institutions.
The DC further emphasized the importance of improving the Credit Deposit (CD) ratio, ensuring hassle-free loan provisions, and fostering greater cooperation among departments. He urged stakeholders to work more collaboratively in order to meet the district’s financial and developmental objectives efficiently.
In a key highlight of the meeting, the Chairman of the DLRC (DC) launched the Potential Linked Credit Plan (PLP) Booklet 2025-26 for the district, which was prepared by NABARD. Additionally, the Annual Credit Plan (ACP) 2025-26, prepared by the Lead District Manager (LDM) was approved.
The meeting was attended by the Chief Planning Officer (CPO) Kishtwar, Shahnawaz Bali, CAO Kishtwar Amjad Hussain Malik, LDM Kishtwar Harsh Rawal, LDO RBI Anil Kumar, DDM NABARD Nikhil Sharma, as well as officers from line departments and banks.
