Jammu: District Industries Centre, Jammu Wednesday organised a four days “SWAYAM ROZGAR MELA” from October 27 to October 30 , 2021 at ‘Jammu Haat’, Exhibition Ground, Jammu to facilitate the unemployed youths to avail loans under “Prime Minister Employment Generation Programme [PMEGP]” to start their ventures under the Manufacturing and Service Sectors.
While inaugurating the Mela, Director, Industries & Commerce, Jammu, Anoo Malhotra appreciated the initiatives taken by the District Industries Centre, Jammu to facilitate the youths to start their ventures by getting the finance from the Banks under the “Prime Minister Employment Generation Programme [PMEGP]” where the prospective entrepreneurs can avail the loans under the scheme i.e. upto Rs 10.00 lakh under service sector and up to Rs 25.00 lakh under manufacturing sector.
The Director also highlighted different initiatives taken by the Industries & Commerce Department towards empowering the unemployed youths to become self employed after availing the loan and set their ventures by setting the example of becoming the “Employment Generator” instead of becoming the “Employment Seeker”.
General Manager, District Industries Centre (DIC), Jammu, Subah Mehta also highlighted the benefits of PMEGP. She informed that the eligible beneficiary can avail a loan of Rs 10.00 lakh and up to Rs 25.00 lakh under the service and manufacturing sector with a provision of 15% to 35% margin money (subsidy). The applicant with minimum 18 years age and minimum 8th standard pass can apply under this scheme. Moreover, the beneficiary under this scheme becomes eligible for expansion of previous PMEGP units for up to Rs. 25 lakh in Service Sector and up to Rs. 1 Crore in Manufacturing Sector after adjustment of Margin Money claim (subsidy) and repayment of first loan within stipulated time.
The General Manager also highlighted other schemes launched by the Government of Jammu and Kashmir and Central Government under the new package of incentives, 2021.
Listing the requirements, she said that a minimum documents are required under the scheme i.e. Aadhaar Card, PAN Card, Passport Size Photographs- 2 Nos., Detailed Project Report (DPR), Highest education Qualification Certificate, Rural Area Certificate – attested by Sarpanch (in case of Rural Area Units) and Category Certificate-SC/ST/OBC/ Handicapped / Ex-serviceman (if any).
Later, General Manager also apprised that on the first day of the Mela more than 100 enquiries have been responded and 15 online unemployed youth registered on spot for extending the benefits under the scheme. She further informed that on the routine days, the department has made provision of a helpdesk where the applicants can come during office hours where they will be extended full help in uploading the documents for registration.
Later, the Director also handed over the loan sanction letters to Alisha Sharma for Shuttering Material amounting to Rs. 10.00 Lakh and Anju Bala for Boutique amounting to Rs. 7.00 Lakh in addition to on spot registration granted to Raj Kumar for Rs. 10.00 Lakh and Bachan Lal for Rs. 03.00 lakh.
The Director along with the General Manager and other staff members also took the round of the stalls installed in Jammu Haat for exhibition.