Jammu/April,30: To make general public aware about these type of cyber frauds, Jammu and Kashmir Police on Thursday
warned that EMI deferment does not require OTP sharing and asked people not to share OTP/PIN / password with anyone. Saying that banks never ask for any such information, a police statement asked people to never click on links shared by unknown numbers/emails, adding that “never share your bank account number, card details, CVV and OTP with any caller. Banks never ask for such details”. In case of need or doubt, police has urged people to contact customer care number given at the back of your Debit/Credit Cards or that mentioned on official website of bank/card company.
Saying that due to ongoing corona virus (COVID-19) Reserve Bank of India has provided a facility of EMI deferment for three months, the police statement said ” fraudsters are using this panic situation to defraud the customers by calling them and asking sensitive details like OTP, PIN, Account Number etc in order to defer their EMIs”, adding that “posing as bank representatives, fraudsters calls the customer and asks for his/her account number/mobile number/debit card details for verification”. The statement warned that using the details, they initiate an online transaction and ask for the OTP saying that it is required for completing the process of deferment of EMIs on loan. Warning that “One OTP is provided by a customer, money is siphoned away’, the statement further said “the fraudster may send a malicious link in SMS or email in connection with EMI which if clicked, may install malware to compromise the mobile/computer”.
