Among those present were Lead District Officer (LDO) RBI Sourabh Gupta; District Development Manager (DDM) NABARD Vikrant; representatives from banks and officials from the line departments.

The Chairperson emphasized the need for active participation of all banks in the ongoing Financial Inclusion (FI) Saturation Campaign to ensure comprehensive coverage of eligible beneficiaries under various financial inclusion schemes. He also directed banks to expedite the disposal of pending cases under Government-Sponsored Schemes and Mission YUVA, ensuring timely sanction and disbursement of eligible applications.

Stressing the importance of improving the district’s Credit-Deposit (CD) Ratio, he advised banks to enhance credit flow through increased lending to productive sectors and eligible borrowers, thereby contributing to economic growth and development in the district.

The meeting reviewed the performance of banks in key areas relating to deposits, advances under the priority sector, financial inclusion initiatives and implementation of Government-sponsored schemes.

The issues concerning credit flow and banking outreach in the district were discussed and banks as well as line departments were advised to work in close coordination for achieving the developmental and financial inclusion objectives.

During the visit, members of the Mohalla Welfare Committee, Preet Nagar, along with residents of the two wards, apprised the Commissioner of a range of civic concerns, particularly relating to drainage, sanitation, garbage disposal, damaged internal roads and lanes, waterlogging and inadequate wastewater outlets.

The residents explained that several internal lanes have damaged or uneven surfaces and face persistent drainage problems due to blocked drains and inadequate outlets. They said that during rainfall, accumulated water overflows onto roads and lanes, causing considerable inconvenience to residents and commuters and resulting in unhygienic conditions.

Residents of Street No. 6, Ward No. 52, Extension Trikuta Nagar, specifically brought to the Commissioner’s notice the blockage of drains on both sides of the street, the damaged culvert and obstruction of the main water outlet. They stated that these issues have severely affected the drainage of the area and contribute to the accumulation of stagnant wastewater.

The residents also raised concerns regarding inadequate dustbin facilities and indiscriminate dumping of garbage along roadsides and near an open plot being used as a nursery, particularly along the main Preet Nagar road. They requested improved sanitation arrangements and regular monitoring to prevent garbage accumulation and unauthorized dumping.

The poor condition of several internal roads and lanes was another major concern highlighted during the inspection. Residents stated that uneven and damaged surfaces are causing difficulties for school-going children, elderly persons, patients, pedestrians and other residents, while water accumulation during rains further deteriorates the condition of the roads and creates unhygienic surroundings.

The Mohalla Welfare Committee requested the JMC to take up the repair and reconstruction of damaged lanes, restoration and improvement of drainage infrastructure, repair of the culvert, clearing of blocked outlets, strengthening of garbage collection and disposal arrangements and other essential civic works on priority.

After personally inspecting the affected locations and interacting with the residents, Dr.Devansh Yadav assured the members of the Mohalla Welfare Committee and local residents that their genuine civic concerns would be examined and addressed at the earliest possible.

The Commissioner issued clear and strict directions to the Health and Sanitation Wing to ensure immediate and thorough cleanliness in the affected areas, remove accumulated garbage and strengthen sanitation arrangements to prevent indiscriminate dumping.

The Executive Engineer was directed to undertake a detailed assessment and formulate a reconstruction and repair plan for the drainage system, including measures for repairing the damaged culvert, clearing blocked drains and restoring the proper flow of wastewater. He was also directed to deploy pothole-filling machines for immediate repair of damaged roads and lanes wherever required.

Dr. Yadav stressed that the issues identified during the inspection should not remain confined to paperwork and directed the concerned officers and field staff to ensure visible improvement on the ground through coordinated and time-bound action.

The Commissioner further emphasized that regular field inspections and direct interaction with residents are essential for identifying civic deficiencies at the grassroots level and ensuring that public grievances are addressed promptly and effectively.

The MoU was signed by Principal and Dean, Government Medical College Jammu, Dr. Ashutosh Gupta and Medical Superintendent, District Hospital Reasi Dr. Karamvir Singh. Under the agreement, the Government Medical College Jammu will facilitate monthly super-speciality outreach services at District Hospital and Reasi in cardiology, neurology, nephrology, urology, endocrinology, oncology, gastroenterology and neurosurgery, subject to availability of resources.

The collaboration also provides for technical support and capacity building in palliative and geriatric care, addiction treatment, radiology, blood bank management and dialysis services. It envisages regular cataract surgeries under the National Programme for Control of Blindness and Visual Impairment, strengthening of High Dependency Unit, Intensive Care Unit and Tele-ICU services, besides support for day-care chemotherapy and oncology services.

The MoU further provides for super-specialist tele-consultation through the e-Sanjeevani platform, strengthening of laboratory services and capacity building of doctors, technicians and paramedical staff. Government Medical College, Jammu will also facilitate the supply of blood and blood components to District Hospital, Reasi, subject to statutory provisions and availability. The agreement also envisages assistance for Diplomate of National Board residency programmes, Joint Continuing Medical Education programmes, clinical workshops and academic sessions, besides opportunities for undergraduate and postgraduate clinical postings, internship training and a rotational district residency programme at Reasi. District Hospital, Reasi will also serve as an “Associated Hospital” and internship grid under the academic supervision of Government Medical College, Jammu.

The District Development Commissioner, Reasi appreciated the initiative and commended the Government’s efforts towards strengthening institutional coordination, expanding access to specialised healthcare and referral services, and enhancing clinical capacity in the district. He also encouraged the staff of District Hospital, Reasi to continue their efforts towards providing quality healthcare to the people of the district.

In a communication dated July 18, 2026, addressed to the Deputy Commissioner, Doda, Kichloo recommended ₹15 lakh from his MPLADS allocation to provide financial assistance to families affected by the July 7 flash floods and cloudburst in Thathri.

He enclosed a list of 25 families whose houses were damaged in the disaster and urged the district administration to release the assistance under the admissible provisions of the MPLADS Guidelines for natural calamities after completing the necessary official assessment.

In another recommendation dated July 9, 2026, addressed to the Deputy Commissioner, Kishtwar, the MP proposed ₹48.65 lakh for upgrading facilities at District Hospital Kishtwar.

The proposal includes the procurement of two Basic Life Support (BLS) ambulances (Mahindra Trax) worth ₹28 lakh, a 1.83 cubic metre Intra V-30 hopper tipper for garbage collection (₹12 lakh), six stretchers (₹1.50 lakh), 10 commercial dustbins (₹1.75 lakh), six wheelchairs (₹1.40 lakh), five examination tables (₹2 lakh) and five waiting benches (₹2 lakh).

Kichloo has also recommended ₹28 lakh for the purchase of two Mahindra Trax ambulances for registered non-governmental organisations in Kishtwar. Under the proposal, Ababeel Kishtwar and Hilal Health Care Society would receive one ambulance each, costing ₹14 lakh.

To promote tourism and improve connectivity, the MP has further recommended ₹1 crore for the construction of a road leading to a tourist destination in Kishtwar.

The recommendations have been forwarded to the concerned Deputy Commissioners for necessary action in accordance with the MPLADS Guidelines.

Kichloo, who represents Jammu and Kashmir in the Rajya Sabha, has urged the district administrations to process the proposals on priority and ensure their early implementation for the benefit of the affected families and the public.